Money, explained plainly
A guide for your biggest money decisions.
College, credit, banking, loans, investing. See what each choice costs before you make it.
No account needed, and your answers stay in your browser. Or create an account.
Example recommendation
“Your savings account currently earns around $12 per year in interest. Moving your balance to a high-yield savings account could earn an estimated $420 annually, based on today’s interest rates.”
These are estimates, and we show the assumptions behind every one.
How it works
Answer a few questions
Age, income, goals. Two minutes, all ranges, no account numbers.
See what each choice costs
Every recommendation shows its reasoning, assumptions, and confidence.
Decide at your pace
Look at your options. The choice is yours.
Money Without the Noise
Pick what you’re working through. Cipili lays out your options in plain words, one step at a time.
For high school students
Compare colleges and learn the fundamentals, free
See what a degree actually costs, what you’d likely borrow, and what the repayment looks like. Plus the money terms nobody explains. No account, nothing stored.